在线一本码道高清

Amazon develops "swiping hands" to pay Taiwan media: or dwarf Apple and Google

来源:参考消息网 2020-01-21 08:08 Source: Reference News Network

Reference News Network reported on January 21 that Taiwan media said that people familiar with the matter revealed that Amazon is developing a terminal, and consumers only need to wave at the terminal to complete the payment. The technology could dwarf Apple and Google's e-wallets.

According to Taiwan ’s “Economic Daily” January 20, citing the US “Wall Street Journal” reported that Amazon is developing a checkout terminal that can be installed in a physical store, combining shoppers ’palms and credit card information, consumers only need to scan when paying Palm print for identity verification, no need to show card or mobile phone. It is reported that Amazon plans to promote this terminal to coffee shops, fast food stores and other stores.

The report pointed out that the source said that the terminal plan is still in its early stages, and Amazon has recently started working with Visa Credit Card companies to test transactions on these terminals and discuss cooperation with MasterCard; JP Morgan Chase, Wells Fargo and Synchro Financial companies have all expressed interest. Amazon has recently applied for a patent for this "contactless biometric system" palm scanner.

Amazon is following other tech giants trying to further integrate into the financial lives of consumers, straining banks and credit card networks. Apple launched its credit card last year, and Google's checking account service will also be online. If the Amazon terminal plan is successful, it will surpass e-wallet services such as Apple Pay in one fell swoop and further expand the company's existing consumer database.

People familiar with the matter said that the data collected by this terminal will be stored in the Amazon cloud, including where and when consumers shop, and consumer spending habits on the Amazon website. This information helps to more accurately predict consumers' shopping preferences, so that more chips can be used to charge advertisers higher fees.

But the report pointed out that Amazon must first alleviate the concerns of card issuers and banking networks, such as how terminals detect fraudulent credit card fraud with palmprint connections. The source said that Amazon may blacklist wrongdoers, but still cannot stop one-time stealing.

For more information or cooperation, welcome to follow the official WeChat of China Economic Network (name: China Economic Network, id: ourcecn)

View full text
(Responsible editor: Liu Lili)